Free: all of Starlight, with no account and no card. Dictation runs on your Mac, offline, with no limit. Live mode and meeting notes work with your own OpenRouter, Anthropic or OpenAI key, or a local model in Ollama.
Pro: the AI included, with no key to set up. $15 a month, or $12 a month billed yearly ($144), with 3 days free. Cancel any time.